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When your job may affect your pregnancy or breastfeeding of your child, the law recognizes specific protection. The benefit for risk during pregnancy (REM) and for risk during breastfeeding of children under 9 months of age (RLN) guarantees you financial assistance while your contract is suspended or your professional activity is interrupted, provided that there is a risk linked to the conditions of your position and it is not possible to adapt it or change it for another compatible one.
On this page we explain, step by step and in clear language, what the benefit covers, what you need and how to process it with FREMAP.
The benefit for risk during pregnancy and for risk during breastfeeding is aimed at working women, both employed and self-employed, who are registered and active in Social Security on the date the contract is suspended or the activity is interrupted. This also includes part-time work.
In the case of employed workers, they are considered to be registered "by right" for the purposes of the benefit, even if the company has not fulfilled its registration and contribution obligations (this may generate liability for the company, but does not leave you without protection).
For self-employed women, it is required to be registered in the corresponding regime (RETA, SETA, etc.) and up to date with payment of non-prescribed contributions.
In certain cases, the REM/RLN leave of civil servants integrated into the General Regime and included in the scope of application of the Basic Statute of the Public Employee is also considered a protected situation.
To access the benefit, three sets of requirements must be met: protected status, registration/contribution and formal requirements.
The procedure has two main stages: First, obtaining the medical certificate of risk and then (if the FREMAP medical services have certified the risk and neither adaptation nor change of position has been possible) applying for the financial benefit. The key documentation is:
The benefit is granted from the moment that, given the proven risk, a compatible job change is not possible and the employment relationship is suspended or the self-employment activity is interrupted.
FREMAP must issue an express agreement recognizing or denying the benefit within 30 business days from the request, unless suspended by a report from the Labor Inspection.
The itinerary for the worker is simple if we look at it in phases:
The benefit for risk during pregnancy and for risk during breastfeeding is regulated in the General Social Security Law (LGSS), which considers these benefits as derived from occupational contingencies (arts. 186 to 189) and in Royal Decree 295/2009 (RDR), which develops the conditions of access, amount and procedure.
The Occupational Risk Prevention Law and the regulations for prevention services establish the obligation of the company to assess the specific risks for pregnant or breastfeeding workers, adapt the job or working time and, only as a last resort, suspend the employment contract (in accordance with the Workers' Statute).
FREMAP's medical services assess, on a case-by-case basis, the existence of risk and impossibility of adaptation, as well as the need for a change of position, relying on the clinical guidelines of the SEGO (Spanish Society of Gynecology and Obstetrics) for REM and of the AEP (Spanish Association of Pediatrics) for RLN.
The amount of the subsidy is 100% of the regulatory base for professional contingencies, as it is equivalent to temporary incapacity due to a work accident. Except when the scheme in question does not provide coverage for occupational contingencies.
No. “High-risk pregnancy” is a medical situation that is processed as temporary disability (TD) when you need treatment or rest. REM only exists when the risk comes from your job and cannot be eliminated by adapting conditions or changing jobs.
Generally speaking, no. The regulations do not allow simultaneously receiving the IT subsidy and the risk subsidy in the same activity. If you're in IT, that situation must be resolved before assessing the risk, and vice versa.
As an exception, the possibility is contemplated that a worker in a situation of multiple employment or multiple activity (in different Social Security schemes) may simultaneously receive the risk benefit during pregnancy or breastfeeding in relation to some of her activities and continue her paid work in others, when these do not pose a risk to her health or that of the fetus. Consequently, in these cases, we may find sick leave in those activities compatible with receiving the economic benefit for risk during pregnancy, making it possible to combine both types of subsidy.
When someone else is using your account, the law protects you: You are considered to be fully registered and FREMAP can advance the benefit, claiming it later from the company. In the case of self-employed and agricultural workers, it is necessary to get up to date with the fees within the deadlines for payment invitation.
The benefit protects against the risk in the specific activity that is suspended. In cases of multiple activities, the risk must be assessed in each activity and different situations may coexist depending on the entity that covers each contingency.
When the risk situation affects one or some of the activities carried out by the worker, but not all of them, she will only be entitled to the subsidy in the scheme in which the activities in which said risk exist are included. The receipt of the subsidy will be compatible with maintaining those activities that the worker was already performing or could begin to perform and that do not involve risk during pregnancy.
In cases where the worker is assigned to a different job or function compatible with her condition, a bonus of 138 euros/month is applied from September 1, 2023, and the company must prove the risk situation through the report of results of the risk assessment referred to in art. 16.2 of Law 31/1995, of November 8. Article 19 of Royal Decree-Law 1/2023, of January 10.